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1. What is the meaning of adverse selection? Identify some methods insurers use to control for adverse selection. 


The following information has been collected from Ms. Divya the head of personnel

department of ART Limited for the year ended 31st March 2020


Number of workers at the beginning of the year -8000

Number of workers at the end of the year -9600

Number of workers left the company during the year -500

Number of workers discharged during the year -100

Number of workers replaced due to leaving and discharge -700

Additional workers employed for expansion during the year -1500


You are required to calculate the labour turnover rate by using separation method,

replacement method and flux method, further discuss each of them briefly.


In an essay format (no more than 600 words), discuss the behaviour of toy consumers. Your answer should make reference to the following:

• Individual and group factors influencing toy consumer behaviour (20).

• Consumer decision-making process of buying Lego (10).


If business ethics is understood under the concept of universal values then most of the conflict among ethical values, the laws of state and the codes of the corporate world could be eliminated. any individual, professional, corporation or small and medium business can make one or more of these universal values the focal point of their business; be it trust, integrity, fairness, compassion etc and the rest of the values will follow. identify which two universal values influence you or your organization/business and discuss how this influence and focus has led to ethical decision making and a better reputation for you or your organization (write about any ONE-yourself or your organization).


State the five steps necessary to develop Annual Teaching Plan


After claims of a higher than average injury rate at Tesla’s Fremont factory, CEO Elon Musk urged workers to report all injuries, adding he would personally visit the factory floor and perform the same tasks as injured Tesla staff.

In an email to workers, :

“No words can express how much I care about your safety and wellbeing. It breaks my heart when someone is injured building cars and trying their best to make Tesla successful.

Going forward, I’ve asked that every injury be reported directly to me, without exception. I’m meeting with the safety team every week and would like to meet every injured person as soon as they are well so that I can understand from them exactly what we need to do to make it better. I will then go down to the production line and perform the same task that they perform.


 

 

Explain the components of EI you observe in the given article.  


Briefly explain the concept continuous assessment in a Natural Science class


 The Amazon Basin is the world’s ____________ habitat on earth. 


2. Choose any ICT tool. Develop teaching and learning activities wherein your 

chosen tool will be used. Indicate in your activities how your chosen tool will 

be used to;

2.1 Keep learners engaged in the lesson;

2.2 Help learners with different learning styles; and

2.3 Prepare learners with life skills.

  • Give two examples on each of the above aspects 3X2 + 3X2 + 3 X2 = 18

Ferric chloride, FeCl, reacts with silver nitrate, AgNO3 to form ferric nitrate, Fe(NO3)3 andsilver chloride, AgCl.a. Write the balanced chemical equation of the reaction.b. If 108.5 moles of FaCl, is combined with 76.8 moles of AgNO3, how many moles ofAgCl is produced?c. How many grams of AgCl is produced?d. Which reactant is the limiting reagent?e. Which reactant is the excess reagent?​

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