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Retail Banking is an important arm of banking for building and growing its assets side. What does this mean and what are Banks doing towards growing its assets side? Name any 4 asset side products that Banks provide and explain their characteristics in terms of product nature, its classification & cost benefits for Banks.


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. Plyway manufactures and sells wooden chairs. The chief accountant of the entity is contemplating whether to follow marginal costing or absorption costing for preparing the profit statement. Explain any three advantages of marginal as well absorption costing to the chief accountant. Also, try to bring out three differences between marginal and absorption costing to make the choice easy for the chief accountant. If the chief accountant is preparing the profit statement for internal, decision-making purpose, which of the two methods should she follow? 


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Credit appraisal is a critical analytical tool of bank. Largely the profitability of bank hinges on this tool. Any weakness on this front is reflected on the profitability of banks and it also results in accumulation of stressed assets. BASEL-II has given strong recommendations to check this menace. Elaborate in details the important recommendations of this committee. 



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L1 technologies, a US based Defence contractor wishes to enter India. Conduct a PESTLE analysis for L1 technologies in India & suggest whether L1 technologies should enter India or otherwise. (Please assume that Covid-19 pandemic is over). 



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“Dynamic Bank Limited” is a well-established new generation bank started in India 35 years ago. As of today, it has over 800 branches across the country with over 25 branches in each of the metro cities (Mumbai, Delhi, Kolkatta and Chennai). It has about 10,000 full time staff across its branches and administrative offices. In the last 5 years, its personnel costs, occupancy costs and operational costs have been rising and consequently its profits were also declining. a. Analyze the existing situation and identify potential areas that need to be addressed to bring the bank to growth and profitability. b) Identify steps and measures that can potentially be deployed to shift product and service delivery to low cost operating models to enhance bank’s profitability.


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What is meant by the hierarchy of purchasing planning? 


illustrate the adverse consequence of irresponsible management that has given rise to people‐ planet‐profit trade-offs that are unsupportable.


To ensure information safety, …………..should be implemented

John Doe wants to draft a contract for his client where he will provide consultancy services. Kindly help John Doe with the following queries:






a. What are the essential elements of contracts? (5 Marks)






b. Describe the events which make a contract, though executed or entered into, a voidable contract?

pooja is deciding whether to make 500 units of input A or buy them for from a supplier for $5 each .in her Factory she is currently producing 1000 ABC products and selling them for $30 each. she has received an offer to produce 200 more ABC products with her idle factory space, selling foe $30 a piece . assuming poojas fixed costs will remain remain same at $5000 for the factory space and the variable costs $4 per input-A produced and $15 per ABC product produced, should pooja make or buy input?