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For the past three (3) years, performance of the company has gone up drastically. Below is the summary of the profit and loss account for the year 2018.

INTEREST INCOME

    3,800

LESS: INTEREST EXPENSES

     3,500

NET INTEREST INCOME

300

OTHER INCOME

500 

GROSS INCOME

800

LESS ADMINISTRATIVE EXPENSES

     1,000

Profit

     ( 200)

The leadership of WTB has realized the stiff competition that other banks are posing an as a result, management want to diversify their activities by launching a new technology-based venture.  

As a consultant, you have been asked to prepare a business plan and use it to advise WTB what they should do. 

Critical Risks, which requires that you identify the risks inherent in implementing your business and others, and provide strategies as to how to respond to them.