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4.1 WRITE a brief report (1-2 pages) EXPLAINING how you tackled the assignments in this qualification. This component is compulsory and you will not be awarded any credits for this qualification if you do not complete this component.
STRUCTURE your report as follows:
4.1.1 How did you approach the assignments in this qualification?
4.1.2 Summarise the key concepts that you presented in this qualification (this can be as a bullet list or a mind map or a process flow, etc.)
4.1.3 What did you learn from doing the assignments? Specifically discuss:
4.1.3.1 When you first read the assignments, did you expect to be able to do them and
were your expectations met? How?
4.1.3.2 What was the most surprising concept/key idea that you discussed?
4.1.4 How can you use what you learnt while doing these assignments?
4.1.5 Where else in your life can you use any of the skills practiced in this qualification?
4.1.6 What gaps do you have in your learning that you would like to close?
How is product capability matched to a client’s needs?
What are social rituals and how are the aligned to client orientation?
Why is capital important to banks
1. Review the Credit Risk Management guidelines issued by any two Central Banks. Highlight the main elements and compare with Basel guidelines on credit risk management.
2.
Comment on the major challenges to Basel II implementation in the Caribbean in relation to credit risk management
#3
(a) Suppose in winters demand of dry fruits increases. Further supply of dry fruit increases due to favorable environmental condition. Explain with the help of demand and supply curve, how price and quantity will respond
(b) Consider an economy can produce two goods butter and guns. Draw Production possibility frontier for butter and guns. Assume that scientific inventions have doubled the productivity of society's resources. Redraw the Production Possibility frontier
An investment cost N800,000. You know that it will produce an inflow after operating cost of N170,000 a year for 10 years. If the opportunity cost of capital is 14 percent, what is the net percent value of the investment? What will the investment be worth at the end of 5years
2014
2015
2.1.1 Gross Profit Margin (Gross profit percentage)
Gross profit margin = (Total
(3000000-2250000) x 100
3000000 1
Sales-cost of sales) x 100
Total Sales 1
(4000000-3000000) x 100
4000000 1
=25%
= 25%
2.1.2 Net Profit Percentage
Net income/net profit
Net income x 100
112 000/350 000*100/1
112 000/ 390 000
=32%
=29%
2.1.3 Working Capital (Current) Ratio
Current assets/current liabilities
Current assets/current liabilities
550 000/250 000
530 000/ 430 000
=2.2%
=1.2
2.1.4 Debt to Equity Ratio
Total assets/shareholders’ equity
Total assets/shareholders’ equity
1350 000/ 850 0000
1710 000/950 000
=1.58
=1.8
2.1.5 Rate of return on Total Capital (after tax)
Net income+ equity
Net income+ equity-dividends
112 000-5000/ 850 000
112 000+950 000=1062 000
12.
=12.58
12.1
2.1.6 Yield on Shareholder’s Interest
1 EXPLAIN your bank’s policy on corporate clients – what do you need to consider when determining who is a desirable corporate client and who is not? ASSESS the profitability, liquidity, solvency and financial structure of ABC Limited for the two years by CALCULATING the following financial ratios for each year:
2014
2015
Yield on Shareholder’s Interest
DISCUSS how ABC Limited could have improved their profitability in the less profitable year and PROVIDE recommendations to management on how ABC could be more profitable in the future.
COMPILE a written report on the information that you have gathered in assignment question 2.1, as well as your analytical procedures, comparison and interpretation of the Annual Financial Statements of ABC Limited, for the past two years. Include the following in your report:
Graphs, diagrams and tables, where appropriate
3.1 IDENTIFY the role players and drivers that create the need for a new product (please note this question refers to the need and does not require you to identify the people involved in the development of the new product). Consider the following role players:
3.1.1 Internal
3.1.2 External and market
3.1.3 Regulatory
#340153 on Dec 2023