Answer to Question #44076 in Physical Chemistry for Zeph

Question

7. Fire within the measuring of a fire insurance policy can be defined as follows.
a. Actual ignition of something which should not be on fire
b. Accidental or fortuitous origin as far as the insured is concerned
In the following example of incidents give your reasons why the damage would or would not be covered as fire damage under a fire insurance policy
i. Smoke from badly maintained heater causes damage to the décor of a room within a building and as a result the room requires redecorating
ii. An employee who has been given the sack returns and sets fire to his former employers factory
iii. Due to financial problems the owner of the business arrange for it to be burned down
iv. The paint to the front of the building blisters as a result of a fire on the other side of the road
v. Concentrated sulphuric acid is spilled over a working area causing severe acid burns to a wood work bench